Compliance & Disclosure.

About REIGPlus Inc.

REIGPlus Inc. is a real estate investment services company incorporated in the United States. We coordinate end-to-end real estate acquisition services for international investors seeking to purchase residential investment properties in Georgia, USA.

REIGPlus is not a real estate broker, dealer, investment adviser, financial institution, lender, or securities dealer. We do not hold client funds, provide mortgage financing, or manage client investment portfolios. Our role is to coordinate the services required to complete a U.S. real estate investment — property sourcing, due diligence coordination, financing referral, closing coordination, property management oversight, and exit facilitation.

Property sourcing and advisory services are provided through Homes by Tameka, operated by Tameka Ojior, a licensed Georgia real estate advisor. See Section 4 for licensing details.

Not investment advice

Nothing on the REIGPlus platform — including this website, any email communication, any webinar, any property presentation call, or any document produced by REIGPlus — constitutes investment advice, financial advice, tax advice, or legal advice.

All content provided by REIGPlus is for informational and educational purposes only. Yield figures, cash flow projections, and financial models are illustrative estimates based on stated assumptions. They do not represent a guarantee, promise, or forecast of actual returns.

Before making any investment decision, you should independently consult a qualified financial adviser, tax professional, and legal counsel familiar with your personal financial circumstances, tax position, and the laws of your country of residence.

Not a securities offering

REIGPlus facilitates the direct purchase of residential real estate held in a U.S. legal entity (Georgia LLC). Properties listed on the REIGPlus platform are not securities, collective investment schemes, shares, bonds, units in a fund, or interests in any pooled investment vehicle.

Each investor directly and individually acquires title to a specific, identified property through their own Georgia LLC. There is no pooling of investor funds, no common enterprise, and no expectation of profit derived solely from the efforts of REIGPlus or any third party.

REIGPlus is not registered as, and does not operate as, a broker-dealer, investment company, collective investment scheme manager, or alternative investment fund manager under U.S. federal or state law or the laws of any other jurisdiction. This platform is not authorised or regulated by the U.S. Securities and Exchange Commission (SEC), the Financial Conduct Authority (FCA), the Securities and Exchange Commission of Nigeria (SEC Nigeria), or any equivalent regulatory body in any other country.

If you are uncertain whether your participation on this platform requires regulatory approval or compliance in your jurisdiction, you should seek independent legal advice before proceeding.

Real estate licensing

All property sourcing, negotiation, and transaction services on the REIGPlus platform are delivered through licensed real estate professionals in accordance with Georgia law.

Legal services (LLC formation, Operating Agreements, ITIN applications) are provided by our legal partner — a licensed U.S. attorney. Mortgage financing is facilitated through our DSCR lender partners — licensed U.S. mortgage lenders. Property management is provided by licensed Georgia property management firms. Tax services are provided by our CPA partner — a certified U.S. public accountant. None of these services are provided directly by REIGPlus Inc.

Yield figures and financial projections

All yield, cash flow, return, and appreciation figures presented on the REIGPlus platform are estimates based on stated assumptions at a specific point in time. They do not represent guaranteed, promised, or expected actual returns.

Unless stated otherwise, all financial models on the REIGPlus platform assume:

• Down payment: 30% of purchase price (70% LTV DSCR loan)
• Mortgage rate: prevailing DSCR market rate at the time of calculation — stated on each listing and subject to change at application
• Occupancy: 100% (no vacancy allowance unless stated). Actual vacancy varies by property, location, and market conditions.
• Property management fee: 10% of gross monthly rent
• Rental income: based on current rental comparables from Homes by Tameka MLS data and Rentometer at time of listing — subject to market change
• Appreciation: where stated, based on trailing 12-month MLS data. Past appreciation does not predict future property value.

FIRPTA and U.S. tax obligations

International investors purchasing U.S. real estate are subject to U.S. tax obligations. REIGPlus does not provide tax advice and does not file tax returns on behalf of investors. You are strongly advised to engage a qualified U.S. CPA with non-resident alien (NRA) investor experience before proceeding.

The Foreign Investment in Real Property Tax Act (FIRPTA) requires the buyer of a U.S. property to withhold 15% of the gross sale price from a non-U.S. resident seller and remit it to the IRS at closing. This withholding applies regardless of whether the seller has made a profit.

FIRPTA withholding is a prepayment against your final U.S. tax liability — not a final tax. After sale, your U.S. CPA will file a tax return. If your actual U.S. tax liability is less than the withheld amount, the IRS refunds the difference. Refunds typically take 3–9 months from filing.

A FIRPTA Withholding Certificate can be applied for before closing to reduce the withheld amount if the actual gain is demonstrably lower than 15% of the gross price. REIGPlus coordinates this application through our CPA partner on request.

As a non-U.S. resident owning U.S. real property through a U.S. LLC, you will have annual U.S. federal and potentially state tax filing obligations in respect of rental income received. Rental income from U.S. property is subject to U.S. income tax. Your CPA partner will advise on elections (e.g. net rental income election under IRC §871(d)) that affect your effective tax rate.

Rental income and capital gains from U.S. property may also be taxable in your country of residence. REIGPlus does not advise on tax obligations outside the United States. You should consult a qualified tax adviser in your country of residence regarding your obligations on foreign-sourced income.

Investment risk disclosures

Real estate investment involves risk, including the possible loss of some or all capital invested. Past performance of similar properties is not a reliable indicator of future results. The following risks are material to any investment made through the REIGPlus platform.

• Vacancy risk. A property may be vacant for periods between tenancies. During vacancy, rental income ceases but mortgage payments, insurance, and other fixed costs continue. Market vacancy rates vary and are not guaranteed.
• Tenant default risk. Tenants may fail to pay rent or may need to be removed through eviction proceedings. Eviction in Georgia typically takes 30–90 days and involves legal costs. During this period, rental income is interrupted.
• Property value risk. Real estate values can fall as well as rise. You may receive less than you paid for the property on sale. Appreciation figures presented on the platform are historical and do not constitute a forecast.
• Interest rate risk. If you use a variable-rate DSCR mortgage, changes in interest rates will affect your monthly mortgage payment and therefore your cash flow and return. Mortgage rates at application may differ from those used in illustrative models.
• Currency risk. Rental income and sale proceeds are denominated in U.S. dollars. If your home currency appreciates against the dollar, the value of your distributions and capital in home currency terms will fall.
• Maintenance and repair risk. Properties require ongoing maintenance. Major unexpected expenses — structural repair, systems replacement, storm damage — may significantly reduce or eliminate cash flow for a period. Property inspection prior to purchase reduces but does not eliminate this risk.
• Liquidity risk. Real estate is an illiquid asset. You cannot sell quickly without potentially accepting a discount to market value. There is no guaranteed exit market or timeline.
• Regulatory and legislative risk. Changes in U.S. federal or Georgia state law — including tax law, landlord-tenant law, or property regulation — may affect the economics of your investment. FIRPTA withholding rates and procedures are subject to change.
• Partner performance risk. REIGPlus coordinates third-party partners for legal, financing, management, and tax services. The performance of these partners affects your investor experience. REIGPlus monitors partner performance and retains the right to replace underperforming partners, but cannot guarantee the conduct of independent third parties.
• Platform risk. REIGPlus Inc. is a private company. In the event of material business disruption, insolvency, or cessation of operations, coordination services would be interrupted. Your ownership of the property through your Georgia LLC is independent of REIGPlus's operational continuity — title is held by your entity, not by REIGPlus.

Financing disclosures

REIGPlus Inc. is not a mortgage lender, mortgage broker, or financial institution. We do not originate, underwrite, or fund mortgage loans. We facilitate introductions to vetted DSCR and Foreign National mortgage lenders on behalf of investors.

REIGPlus may receive a referral fee from lenders on successful loan closing. This fee is paid by the lender from their margin and does not increase the rate or costs charged to the investor. The existence and approximate amount of any referral fee is disclosed to investors in writing before financing is initiated.

Mortgage approval is not guaranteed. DSCR lender approval is subject to the lender's underwriting criteria, the property's appraised value, and current credit market conditions. REIGPlus will submit to a secondary lender panel if the primary lender declines, but cannot guarantee that financing will be obtained on any given property or terms.

All mortgage rates used in illustrative financial models on this platform are based on prevailing market rates at the time of calculation. Actual rates offered at the time of your application may be higher or lower. The rate used in a listing's financial model is stated on that listing.

Immigration disclaimer

Purchasing real estate in the United States through REIGPlus does not, by itself, confer any U.S. immigration benefit, visa eligibility, residency right, or citizenship pathway.

Ownership of U.S. property through a Georgia LLC is a legal investment structure. It is not an immigration instrument. You will not receive preferential visa treatment, enhanced access to the United States, or any immigration-related benefit as a result of purchasing property through this platform.

If you are considering U.S. property investment in connection with an immigration strategy (for example, as supporting evidence for a visa application or in combination with an EB-5 or other investment visa programme), you must consult a licensed U.S. immigration attorney independently. REIGPlus does not provide immigration advice and does not represent that property ownership through this platform satisfies the requirements of any visa or residency programme.

Geographic scope and eligibility

The REIGPlus platform is designed to serve international investors purchasing residential real estate in Georgia, USA. There are no nationality restrictions on purchasing U.S. real estate.

However, you are responsible for ensuring that your participation in this platform and any investment you make is lawful in your country of residence. Some countries impose restrictions on the outward transfer of capital for overseas investment, require regulatory approval for foreign real estate investment, or apply specific tax treatment to foreign property income. REIGPlus does not verify compliance with the laws of your country of residence and does not provide legal advice on these matters.

Investors are responsible for complying with all applicable capital controls, foreign exchange regulations, and reporting obligations in their country of residence, including any requirements to report overseas assets to domestic tax or regulatory authorities.

Reservation terms — summary

The reservation deposit of $1,000 (or $2,500 for properties priced above $250,000) is a non-refundable service fee except in the following circumstances, in which a full refund is made within 5 business days:

• The property inspection reveals a material defect that the seller is unwilling to remedy or price-adjust for, as determined by REIGPlus in consultation with the investor.
• The investor does not obtain DSCR mortgage approval after submission to the primary and secondary lender panel, and has elected to finance rather than purchase for cash.
• REIGPlus is unable to deliver clear title to the property within the reservation period.
• The investor decides not to proceed within 48 hours of reservation (cooling-off period).

The deposit is not refundable if the investor simply changes their mind after the 48-hour cooling-off period, fails to complete required documentation within agreed timeframes, or withdraws due to a change in personal financial circumstances not related to the above conditions.

Full reservation terms are contained in the Reservation Terms document provided at the time of reservation. In the event of conflict between this summary and the full Reservation Terms, the full Reservation Terms prevail.

Third-party partners

REIGPlus coordinates a network of third-party specialist partners to deliver services within the investment process. These partners are independent entities and are not employees or agents of REIGPlus Inc.

REIGPlus is not liable for the acts, omissions, advice, or professional conduct of any third-party partner, including but not limited to legal partners, mortgage lenders, title companies, property managers, home inspectors, and CPA firms. Each partner operates under their own professional licence and is bound by their own professional obligations.

REIGPlus vets all partners against defined criteria and monitors ongoing performance. However, vetting does not constitute a warranty or guarantee of partner performance. Investors are encouraged to independently verify partner credentials and are entitled to request partner details before engaging services.

REIGPlus may receive commercial compensation from third-party partners (including referral fees from lenders and commission on property management fees). All such compensation arrangements are disclosed to investors in writing.

Data and privacy

REIGPlus collects, processes, and stores personal data in connection with the investor onboarding and investment process. Our full Privacy Policy is available at reigplus.com/privacypolicy.

Personal data collected includes identification documents, financial information, contact details, and transaction records. This data is used solely for the purposes of delivering investment services, satisfying legal and regulatory obligations, and improving the platform. Data is not sold to third parties.

By using the REIGPlus platform, you consent to your personal data being shared with the third-party partners involved in your investment transaction (legal partners, lenders, title companies, property managers) as necessary to complete the services you have engaged.

Investors have the right to access, correct, and request deletion of their personal data, subject to legal retention obligations. Contact privacy@reigplus.com to exercise these rights.