Agreement to these terms
By paying a reservation deposit through the REIGPlus platform, the investor agrees to be bound by these Reservation Terms in full. These terms form a binding agreement between the investor and REIGPlus Inc. from the moment payment is confirmed. If you do not agree to these terms, do not proceed with payment.
01
Definitions
In these Reservation Terms, the following terms have the meanings set out below.
| REIGPlus | REIGPlus Inc., a company incorporated in the United States with offices in Atlanta, Georgia and Lagos, Nigeria. |
| Investor | The individual or entity that pays a reservation deposit through the REIGPlus platform and whose name appears on the Reservation Certificate. |
| Property | The specific residential real estate asset identified by its Property ID (e.g. AUG-01) on the reservation page at the time of payment. |
| Reservation | The agreement created upon payment of the Deposit by which REIGPlus holds the Property exclusively for the Investor for the Reservation Period. |
| Deposit | The reservation deposit of $1,000 USD (or $2,500 USD for properties priced at or above $250,000 USD) paid by the Investor at the time of reservation. |
| Reservation Period | Fourteen (14) calendar days from the date and time of payment confirmation, as stated on the Reservation Certificate. |
| Reservation Certificate | The PDF certificate issued to the Investor by REIGPlus upon payment confirmation, bearing the Reservation ID and verifiable at reigplus.com/verify/[ID]. |
| Cooling-Off Period | The forty-eight (48) hour period immediately following payment confirmation during which the Investor may withdraw without penalty. |
| Acquisition Fee | The REIGPlus service fee, approximately 3% of the property purchase price, charged upon successful closing. The Deposit is credited against the Acquisition Fee. |
| Material Defect | A structural, mechanical, or title defect identified during due diligence that materially affects the habitability, safety, or marketable title of the Property, as determined by the licensed inspector's report and agreed by REIGPlus. |
| Closing | The completion of the property purchase transaction, including the transfer of title to the Investor's designated Georgia LLC, in accordance with Georgia real estate law. |
02
Making a reservation
A reservation is made by completing the payment process on the REIGPlus property listing page for the specific Property the Investor wishes to reserve. The following steps constitute the reservation process.
Select property and initiate payment
The Investor selects a listed property and clicks the reservation button. The Investor confirms they have read and agree to these Reservation Terms before proceeding to payment.
Pay the Deposit
The Investor pays the Deposit via Paystack (local card, bank transfer, or mobile money) or Stripe (international card or diaspora payments). Payment must be received and confirmed before the Reservation is created.
Reservation confirmed — certificate issued
On payment confirmation, REIGPlus marks the Property as Reserved, issues a Reservation Certificate by email and WhatsApp, and assigns a unique Reservation ID. The Reservation Period begins from this moment.
Services initiated
Within 24 hours of confirmation, REIGPlus initiates LLC formation with the legal partner, submits the Investor's DSCR pre-qualification file to the lender panel, and schedules the property inspection. The Investor's advisor calls within 24 hours to confirm the timeline.
A reservation is not valid until payment is confirmed by the relevant payment processor. A submission of payment details without confirmed receipt of funds does not create a Reservation.
03
Payment methods
The Deposit must be paid in U.S. dollars (USD) through one of the following authorised payment channels. Payments made through any other channel will not be accepted and do not create a valid Reservation.
Paystack
Local debit card, bank transfer, or mobile money. Available across Africa. Recommended for investors based in Nigeria, Ghana, Kenya, South Africa, and other Paystack-supported markets.
Africa-based investors
Stripe
International credit and debit card, including Visa, Mastercard, and American Express. Recommended for diaspora investors and investors outside Paystack-supported markets.
Diaspora & international investors
All payments are processed in USD at the amount stated on the listing page at the time of reservation. REIGPlus does not accept cash, cheques, wire transfers directly to REIGPlus bank accounts, or cryptocurrency. Currency conversion, where applicable, is handled by the payment processor at the prevailing exchange rate at the time of transaction.
Payment confirmation typically occurs within seconds for card payments and within 1–3 business hours for bank transfers. If you do not receive a Reservation Certificate within 4 hours of payment, contact reservations@reigplus.com with your payment reference number.
04
What a reservation means
A valid Reservation gives the Investor the following rights during the Reservation Period.
✓
Exclusive hold on the Property
The Property is removed from the available listings. No other investor may reserve, view for the purpose of reservation, or purchase the Property while the Reservation is active.
✓
Priority right to purchase
The Investor has the exclusive right to proceed to purchase during the Reservation Period, subject to satisfactory due diligence and financing approval.
✓
Services activation
REIGPlus initiates LLC formation, DSCR pre-qualification, and property inspection services on the Investor's behalf within 24 hours of Reservation.
✓
Reservation Certificate
The Investor receives a verifiable Reservation Certificate (PDF) bearing the Reservation ID, property details, Investor name, payment confirmation, and expiry date. This document may be shared with legal advisers, family members, or financial institutions as proof of reservation.
A Reservation does not constitute a purchase agreement, an option to purchase, a binding sale contract, or a guarantee that the transaction will complete. The Property remains the seller's property until Closing. The Deposit is a service fee for the reservation service — it is not a security deposit or earnest money under U.S. real estate contract law unless a separate Purchase and Sale Agreement provides otherwise.
05
The 14-day reservation window
The Reservation Period is 14 calendar days from the moment of payment confirmation. The target milestones within this period are as follows. These timelines are targets, not guarantees — actual timelines may vary based on lender processing times, document submission speed, and other factors.
Reservation confirmed
Reservation Certificate issued. LLC formation initiated. DSCR pre-qualification file opened. Property inspection scheduled. Advisor call within 24 hours.
LLC formation, inspection, mortgage submission
Georgia LLC formed and EIN applied for. Property inspection completed by licensed inspector. DSCR application submitted to lender. Investor signs LLC Operating Agreement electronically.
Days 7–10
Reports & decisions
Inspection report delivered, mortgage decision
Full inspection report with photographs delivered to Investor. REIGPlus reviews report and confirms no Material Defect. DSCR pre-qualification decision received from lender.
Purchase agreement drafted and executed
Purchase and Sale Agreement drafted by title company. Investor reviews and executes electronically. Closing date confirmed. Down payment wire instructions issued.
Reservation expiry — proceed or withdraw
If all conditions are met, the transaction proceeds to closing. If outstanding items remain, REIGPlus will contact the Investor to discuss extension (Section 10) or refund eligibility (Section 8).
06
Investor obligations during the Reservation Period
To enable REIGPlus to complete the services within the Reservation Period, the Investor agrees to the following obligations. Failure to meet these obligations within the timeframes stated may result in forfeiture of the Deposit, as set out in Section 9.
1
Provide identification documents within 48 hours
Submit a certified copy of a valid international passport and any other identification documents required by the legal partner for LLC formation and lender KYC requirements.
2
Complete the financing application within 72 hours
If electing to use DSCR financing, submit the completed lender application form and required bank statements (3–6 months showing down payment funds) within 72 hours of the REIGPlus lender introduction. Cash purchasers are exempt from this obligation.
3
Sign LLC documents within 48 hours of receipt
Execute the LLC Operating Agreement and any related formation documents electronically within 48 hours of receipt from the legal partner.
4
Review inspection report and respond within 48 hours
Upon receipt of the property inspection report, notify REIGPlus within 48 hours whether the Investor wishes to proceed, negotiate on findings, or withdraw (where refund conditions apply).
5
Remain responsive to advisor communications
Respond to advisor calls, emails, and WhatsApp messages within 24 hours during the Reservation Period. Unreachable investors for more than 72 consecutive hours during active due diligence may have their reservation reviewed for extension or cancellation.
6
Wire down payment on closing confirmation
Upon mortgage approval and Purchase and Sale Agreement execution, wire the down payment and closing costs to the escrow account within the timeframe specified in the wire instructions, typically 3–5 business days before the scheduled closing date.
07
REIGPlus obligations during the Reservation Period
In consideration of the Deposit, REIGPlus agrees to the following obligations during the Reservation Period.
✓
Hold the Property exclusively for the Investor
REIGPlus will not show, market, or accept a reservation on the Property from any other investor during the active Reservation Period.
✓
Initiate services within 24 hours of payment confirmation
Notify the legal partner to begin LLC formation, submit the Investor's file to the DSCR lender panel, and schedule the property inspection.
✓
Deliver inspection report within 10 business days
Coordinate and deliver the full property inspection report, including all photographs and inspector findings, within 10 business days of reservation.
✓
Provide advisor contact within 24 hours
Assign the Investor a named advisor who will call within 24 hours of reservation to confirm the timeline and answer questions.
✓
Process refunds within 5 business days where applicable
Where a refund condition under Section 8 is met, process the full Deposit refund to the original payment method within 5 business days of the qualifying event.
✓
Issue the Reservation Certificate immediately on confirmation
Generate and deliver the Reservation Certificate to the Investor by email and WhatsApp within 60 seconds of payment confirmation.
08
Deposit refund conditions
The Deposit is refunded in full to the original payment method within 5 business days in the following four circumstances. These are the only conditions under which a full refund is made outside the Cooling-Off Period.
R1
Cooling-Off Period withdrawal
The Investor notifies REIGPlus in writing (email or WhatsApp) within 48 hours of payment confirmation that they wish to withdraw. No reason is required. Full refund within 3 business days.
R2
Material Defect identified in inspection
The licensed property inspection report identifies a Material Defect — a structural, mechanical, or safety issue that materially affects habitability or value — and the seller declines to remedy the defect or adjust the purchase price to REIGPlus's satisfaction following negotiation. The Investor's acceptance of a reduced purchase price or seller remedy waives the right to a refund under this condition.
R3
Financing declined — both lenders
The Investor elects to use DSCR financing and is declined by both the primary and secondary lender in REIGPlus's vetted lender panel following a complete and accurate application, and does not wish to proceed as a cash purchaser. This condition requires the Investor to have submitted all required documents within the timeframes in Section 6. Refusal to submit required documents does not constitute lender decline.
R4
Title defect — clear title not deliverable
The title search reveals that REIGPlus cannot deliver clear, marketable title to the Property within the Reservation Period due to an unresolved lien, encumbrance, ownership dispute, or other title defect, and this cannot be resolved within a reasonable extension period.
Refund process
To initiate a refund under conditions R2, R3, or R4, email reservations@reigplus.com with your Reservation ID and the applicable refund condition. REIGPlus will confirm eligibility within 2 business days and process the refund within 5 business days of confirmation. Refunds are returned to the original payment method only.
09
Non-refund conditions
The Deposit is not refundable in the following circumstances. Investors are encouraged to read these conditions carefully before making a reservation.
✗
Change of mind after the Cooling-Off Period
The Investor decides not to proceed for any reason not listed in Section 8 after the 48-hour Cooling-Off Period has expired. This includes changes in investment preferences, decisions to invest elsewhere, or reconsideration of the opportunity.
✗
Change in personal financial circumstances
The Investor's personal financial position changes after reservation — including loss of employment, unexpected expenses, or inability to fund the down payment — in circumstances not related to a lender decline as defined in condition R3.
✗
Failure to submit required documents
The Investor fails to submit identification documents, completed financing applications, or signed LLC documents within the timeframes specified in Section 6, causing the reservation to lapse without completion of due diligence.
✗
Financing declined due to incomplete or inaccurate application
The Investor's DSCR application is declined because documents were not submitted, were incomplete, or contained material inaccuracies. Condition R3 applies only to complete and accurate applications.
✗
Minor inspection findings
The inspection report identifies maintenance items, cosmetic issues, or minor defects that do not meet the definition of Material Defect. General dissatisfaction with the condition of the property does not qualify for a refund under condition R2.
✗
Disagreement with inspection findings or negotiation outcome
The Investor accepts the seller's remedy or price reduction in response to a Material Defect finding, then subsequently changes their mind about proceeding. Acceptance of a remedy waives refund eligibility under R2.
✗
Reservation Period expiry without investor action
The 14-day Reservation Period expires because the Investor has not completed their obligations, responded to communications, or requested an extension, and no qualifying refund condition has arisen.
Important notice
The Deposit is a non-trivial financial commitment. REIGPlus strongly encourages Investors to be confident in their decision and ability to complete the transaction before reserving. If you have questions about the process, the property, or your qualification for financing, book a free consultation call at reigplus.com/book before making a reservation.
10
Extension of the Reservation Period
The 14-day Reservation Period may be extended in the following circumstances. Extensions are subject to REIGPlus approval and are documented in writing.
E1
Lender processing delays
Where the DSCR lender has not issued a decision within the Reservation Period due to their internal processing timelines, REIGPlus will automatically extend the Reservation by up to 14 additional days at no additional deposit cost to the Investor.
E2
Material Defect negotiation in progress
Where a Material Defect has been identified and negotiations with the seller are ongoing at the time of Reservation expiry, REIGPlus will extend the Reservation by up to 7 days to allow negotiations to conclude.
E3
Investor-requested extension
The Investor may request one extension of up to 7 days by notifying REIGPlus in writing before the Reservation Period expires. An extension fee of $250 USD is payable before the extension is granted. This fee is applied against the Acquisition Fee at closing. It is not refundable if the transaction does not proceed.
E4
Force majeure
In the event of circumstances beyond the reasonable control of REIGPlus — including but not limited to natural disasters, government-imposed restrictions, banking system disruptions, or court orders affecting the property — REIGPlus may extend the Reservation Period by a reasonable time without additional cost.
REIGPlus will notify the Investor by email and WhatsApp at Day 12 of the Reservation Period, advising on the current status of due diligence items and whether an extension is expected to be required.
11
Application of Deposit at closing
Where the transaction proceeds to Closing, the Deposit is credited in full against the Acquisition Fee payable to REIGPlus at Closing. The Deposit is not credited against the purchase price, down payment, closing costs, or any other sum payable to the seller or title company.
| Deposit paid (standard) | $1,000 USD — applied against Acquisition Fee |
| Acquisition Fee | ~3% of purchase price, confirmed in writing before Closing |
| Net Acquisition Fee at Closing | Acquisition Fee minus Deposit paid |
| Extension fee (if paid) | $250 USD — also applied against Acquisition Fee |
| Down payment | Separate — paid by wire transfer to escrow, not to REIGPlus |
| Closing costs | Separate — paid by wire transfer to title company |
The exact Acquisition Fee amount is confirmed in writing in the Closing Disclosure provided to the Investor before the Closing date. The Investor acknowledges that the Deposit does not reduce the purchase price and is not held in escrow on behalf of the Investor — it is a non-refundable service fee except where refund conditions in Section 8 apply.
12
Property substitution
In rare circumstances, a reserved Property may become unavailable after reservation due to factors outside REIGPlus's control — including seller withdrawal, probate issues, or undisclosed title defects that cannot be remedied.
If a reserved Property becomes unavailable for any reason not attributable to the Investor, REIGPlus will offer the Investor one of the following options:
A
Substitute property
REIGPlus will present a comparable substitute property from available inventory within the same price range and market. If the Investor accepts the substitute, the Deposit and Reservation Period are transferred at no additional cost.
B
Full refund
The Investor may decline the substitute property and receive a full refund of the Deposit within 5 business days, with no deduction.
Property substitution due to seller withdrawal is an uncommon occurrence. REIGPlus conducts seller relationship and listing management processes designed to minimise the risk of post-reservation withdrawal.
13
Termination
Termination by the Investor
The Investor may terminate the Reservation at any time by notifying REIGPlus in writing. Termination within the Cooling-Off Period entitles the Investor to a full refund. Termination after the Cooling-Off Period is subject to the refund and non-refund conditions in Sections 8 and 9.
Termination by REIGPlus
REIGPlus may terminate the Reservation and forfeit the Deposit if:
✗
Investor fails to respond for 72+ consecutive hours
During active due diligence, the Investor is unreachable for more than 72 consecutive hours despite reasonable attempts by phone, email, and WhatsApp, causing the reservation timeline to be materially disrupted.
✗
Material misrepresentation
The Investor has provided materially false or misleading information in their registration, financing application, or identification documents.
✗
AML / sanctions screening failure
The Investor fails REIGPlus's anti-money laundering or sanctions screening procedures, or is identified as a politically exposed person (PEP) subject to restrictions under applicable law.
Before terminating for cause, REIGPlus will provide the Investor with written notice and a 48-hour opportunity to address the issue.
14
Limitation of liability
REIGPlus's total liability to the Investor under or in connection with these Reservation Terms — whether in contract, tort, or otherwise — is limited to the amount of the Deposit paid by the Investor.
REIGPlus is not liable for: indirect, consequential, or speculative losses; loss of profit, loss of opportunity, or loss of anticipated investment return; delays caused by third-party service providers including lenders, legal partners, title companies, or inspectors; property value changes between reservation and closing; or any loss arising from the Investor's decision to invest in real estate.
Nothing in these Reservation Terms limits REIGPlus's liability for fraud, wilful misconduct, or death or personal injury caused by negligence.
15
Governing law and disputes
These Reservation Terms and any dispute arising from them are governed by the laws of the State of Georgia, United States of America, without regard to conflict of law principles.
The parties agree to first attempt to resolve any dispute informally by contacting REIGPlus at legal@reigplus.com. If a dispute cannot be resolved informally within 30 days, it shall be submitted to binding arbitration in Atlanta, Georgia under the rules of the American Arbitration Association (AAA), unless the value in dispute is less than $10,000 USD, in which case small claims procedures in Atlanta may be used.
These terms are written in English. In the event of any conflict between an English version and any translation, the English version prevails. These terms constitute the entire agreement between REIGPlus and the Investor with respect to the subject matter herein and supersede all prior discussions, representations, and agreements relating to reservation of the Property.
16
Contact
For questions about these Reservation Terms or to exercise rights under them, contact REIGPlus through the following channels.
| Reservations | reservations@reigplus.com |
| Legal and disputes | legal@reigplus.com |
| WhatsApp | +1 678-231-7837 |
| Registered office | 8735 Dunwoody Place, Suite N, Atlanta, Georgia 30350, USA |
These Reservation Terms were last updated on 1 June 2026 (Version 1.2). REIGPlus reserves the right to amend these terms. Any amendments will be published on this page and will not affect reservations made before the amendment date. Investors are encouraged to read these terms each time they make a reservation.